Archive for the 'Personal Finance' Category

Cashing Saving Bonds

Savings bonds are notes in the form of money from the government that say they owe you a certain amount of money on them. But unfortunately this money will not be repaid to you by the government until 30 years after you have purchased them. However if you decide that you need the money before [...]

Is My Money Safe?

With the sharp decline in the stock market and the failure of many financial institutions, many people are very worried about their savings and retirement accounts. If you are worried about your financial nest-egg, then you probably need to know more about how the government already has safeguards in place for you, depending on where [...]

SIV’s,CDO,CMO’s and Other Toxic Paper

What is in your wallet? We all have heard this commercial repeatedly. I have a better question that has more of an effect on your personal wealth. What is in your bank’s money market or your mutual funds cash equivalent fund? Do you have any idea? How about, Do they?My wife so adequately calls me [...]

Safe Investments

Some of the safest investments are bonds. A bond is a “security” which gives the holder a financial claim on the issuer. This claim protects the holder in circumstances in which the issuer is unable to pay the amount due. There are various types of bonds that you can purchase. Bonds are similar to Certificates [...]

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