Archive for April, 2008

Commercial Finance – Commercial Hire Purchase

Commercial Hire Purchase (also known as Asset Purchase or “CHP”) is similar to leasing, except the customer claims the allowable depreciation on the equipment plus interest as a tax deduction, as opposed to claiming the actual lease payments, as with a finance lease. The choice between the two will depend on which option maximizes the [...]

The Rise of Globalisation in the World Economy

1. Institutional Factors at the National LevelThe rise of global trading blocks such as NAFTA and the EU have helped undermine the national economy. Even though the UK is not a member of the Single Currency, Monetary policy is still affected by what the ECB does to interest rate 2. Free TradeCountries have realised [...]

Different Kinds of Bonds

Investing in bonds is extremely safe and sound, and the returns are remarkably gracious. There are four basic Kinds of bonds on tap and they are sold through the Federal Government, corporations, state and local governments, and foreign governments.The supreme thing about bonds is that you will get your initial investment back. This makes bonds [...]

What is the Role of Government For Surety Bonds?

Who requires businesses to have bonds?90% of businesses that need surety bonds are to satisfy a government regulation. In many cases bonds are needed to obtain a license or to perform a service for the government.Why are bonds needed?Bonds can be required for a variety of reasons. If the principal is performing services for the [...]

The Fed Now Owns the World’s Largest Insurance Company – But Who Owns the Fed?

“Some people think that the Federal Reserve Banks are United States Government institutions. They are private monopolies which prey upon the people of these United States for the benefit of themselves and their foreign customers; foreign and domestic speculators and swindlers; and rich and predatory money lenders.” – The Honorable Louis McFadden, Chairman of the [...]

Personal Finance Short Course- Choosing a Personal Financial Consultant

When it comes to handling personal or family financial matters, many people like to be in charge of their own money, and have trouble with the idea of letting someone else manage their finances. However, there are people who are willing to admit that they need help, and that is where personal financial consultants become [...]

Surety Bonds

The construction industry is a very good competitive marketplace. Contractors used to come across several projects that require them for as long as surety bonds guaranteeing their recital of the contract and looking out for sustaining a steady flow of work as well. Surety bonds are required of contractors on public projects let directly by [...]

Transportation and Economics in the United States

Billions if not Trillions of dollars of productivity are lost each year in our nation due to over stressed road ways. As citizens, trucking companies and government workers sit in traffic everyone loses whether it is the tax payer, consumer, employee or transportation company. Worse off we all pay by breathing in the increased CO2 [...]

Finance Made Easy

Finance and money management has been a topic of debate in recent weeks. Understanding the complex nature of credit ratings, organizing bills, or selecting the right financial insurance can be made simple if an inquirer receives the correct information. Finance is a very important subject and individuals should be able to rely on websites that [...]

What’s My Credit Score?

What’s my Credit Score, which is the million dollar question? Really, it’s the million dollar question. The reason is your Credit Score could cost you millions of dollars over your life time. Your Credit Score could take two different directions, Good or Bad.Let’s assume it is bad, and you have 3 kids. Depending on your [...]

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